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-Mortgage Loan Programs
  ?Fixed Programs
  ?Adjustable Rate Mortage
  ?Home Equity Line of Credit
  ?Balloon Programs
  ?Credit Comeback and Repair

-Reasons to Refinance
  ?-Debt Consolidation
  ?-Interest Rate and Loan Term
  ?-Cash Out

-True Costs of a Loan
  ?-Sample of Closing Costs

-Qualifying for a Loan
  ?-Risk Factor
  ?-Loan to Value
  ?-Income Documentation
  ?-Debt Ratio

-Pertinent Information
  ?-Taxes and Insurance
  ?-Brokers vs. Direct Lenders
  ?-Appraisals
  ?-Credit Score
  ?-How Great Credit Helps You Save

-Mistakes to Avoid in Buying a Home

-Mistakes to Avoid in Refinancing

-Mistakes To Avoid In Getting a Home Equity Line of Credit

-Top Questions Homeowners Ask?



For a free consultation with a professional loan officer, call 866-255-8552 extension 6417
Mention "V.A.L" for $250 off closing fees.


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