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Mortgage Loan Programs

For every individual situation there is a beneficial program that will complement it. Depending on the reasons for refinance and future financial plans, these will determine the program that you will choose. The best thing to do is to go over your mortgage options with a loan officer.

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There are two main types of mortgage programs; fixed and adjustable rates. Some programs have a combination of the two.

Fixed products have a constant interest rate. These mortgages have the advantage that the interest rate will never go above the initial start rate.

Adjustable products have an interest rate that can adjust every six months. The advantage of an adjustable mortgage is that the interest rate on these programs are discounted and for the right home owner this program can save you a great deal of money.

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Check out each individual Mortgage Loan Program for more info

FIXED PROGRAMS  -  ADJUSTABLE RATE MORTGAGE  -  HOME EQUITY LINE OF CREDIT  -  BALLOON PROGRAMS  -  CREDIT COMEBACK AND REPAIR

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