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Credit Comeback / Repair

A credit comeback, also known as a credit repair program is designed to help borrowers with previous mortgage lates. A credit comeback program will give the borrower an opportunity to lower their interest rate by .375% every year for the first 4 years when they have made their previous 12 payments on time. For example, when your loan is one year old and you have made your first 12 payments on time, your rate will reduce by .375% for the following year. The credit comeback program means your rate can never go up, but can be reduced by up to 1.5%.

Do You Have Bad Credit? No Problem...

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